Your Trusted Personal Injury Lawyers in Waterford, CT

Delivery drivers are under more pressure than ever to get deliveries done on thin margins. That can lead to rushed decisions on the road, like speeding or ignoring street signs. Where one person drives recklessly, others will suffer the consequences.

Large delivery companies and their insurers frequently work to minimize payouts after an accident, making it more difficult for injured victims to recover the compensation they deserve. If this has happened to you or someone you love, reach out to Polito & Harrington to be connected with our Waterford food delivery accident lawyers. Our dedicated car wreck attorneys are prepared to fight for what you deserve.

Why Do Delivery Drivers Take Risks?

Food and grocery delivery drivers are under many of the same financial pressures as truck drivers. This is especially true for those who are independent contractors, as with DoorDash, Uber Eats, and Instacart. Gig workers may rush, overload their work schedules, or get distracted because of:

  • Lower profit margins due to rising costs
  • Juggling multiple driving jobs or family obligations
  • The threat of poor customer reviews, which can lead to account termination
  • Changes to the company’s algorithm, making the job more difficult and expensive

Even delivery drivers who work as employees for grocery stores or restaurants face pressures like these. These diversions add up to create drivers who are at best distracted and at worst aggressive, sometimes on roads they are unfamiliar with. Food delivery drivers have high accident rates, making them a danger to other road users, as a lawyer could explain.

Insurance Claims from Accidents with Food Delivery Drivers

Connecticut delivery drivers are supposed to carry adequate accident liability insurance to cover others in an accident. Some services leave this up to the driver; others are required to provide the insurance under state law.

Food delivery companies are often part of a transportation network company (TNC). Under Connecticut General Statutes § 13b-120, a TNC like Uber provides $1 million worth of combined insurance coverage during a ride or a delivery for Uber Eats. When the driver is logged in but not yet giving a ride or delivery, they provide a minimum of $50,000 to $100,000 for injuries in an accident and $25,000 for property damage.

Other services do not necessarily follow the same guidelines. Instacart and GrubHub drivers must provide their own liability coverage. If a driver only uses their personal auto insurance without getting a commercial policy or rideshare endorsement, their insurance company will deny any claims from delivery accidents. Even with that protection, they may only have minimum state coverage for a standard car: $25,000 for bodily injury to one person and $50,000 for all injured people in an accident. A Waterford food delivery accident attorney could help you understand what coverage may be available to you after a crash.

Handling a Claim After a Delivery Driver Accident

After an accident with a delivery service driver, a survivor may have a hard time getting compensation. The insurance company will review the accident and search for any possible reason to deny the claim. They may assert that the policy did not cover that time period or state that their driver was not at fault. If the driver was uninsured or only had personal insurance, an accident victim could be in trouble.

A Waterford food delivery accident attorney will know how to find who was at fault in the accident, as the company itself may share responsibility, and they can work to find the evidence their client needs to prevail. Car accident lawyers can organize and calculate their clients’ claims for damages, including medical bills, property damages, lost wages, and more.

Enlist The Help of Our Waterford Attorneys for Your Delivery Accident Claim

No matter the size of the corporation behind your accident, Polito & Harrington can help you stand up to it. One of our Waterford food delivery accident lawyers can give you the local, personal service you need to recover and rebuild from your accident.

Call us today to get started on your claim — you do not have to pay to talk to us. But do not delay, as you may have only a short time left to claim.

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